retirement savings Archives - Everhart Advisors

Wealth Management Blogs

Balancing Financial Prudence and Lifestyle Fulfillment in Retirement Planning

Many people begin a financial advisory relationship with a familiar set of expectations. They assume their advisor will urge them…

Wealth Management Blogs

The Real Risk in Retirement is Not the Market

Let me start with a simple question—what’s the biggest risk to your retirement? Most people don’t hesitate: “the market.” And…

Employee Memos

401(k) Check-ins Can Help You Stay on Track

In many ways, saving through your employer-sponsored retirement plan has never been more convenient. Automatic enrollment, auto-escalating contributions, and target date funds…

Employer Newsletters

The Unique Retirement Planning Considerations of “Single Savers”

It’s been widely reported that the marriage rate among Americans has declined sharply in recent decades. According to the Census…

Employer Newsletters

Household Spending Data Reveals Participant Borrowing Patterns

New data suggests individuals’ decisions to take 401(k) loans are driven less by discretionary spending needs and more by day-to-day…

Employee Memos

You Can Now Save More in Your 401(k). See Why That Matters.

Most people don’t look forward to annual IRS announcements the same way they do the next season of their favorite…

Employer Newsletters

Auto Portability: Helping Reduce 401(k) Leakage After Job Changes

The Problem: Cash‑Out Leakage and Lost Accounts American workers now hold an average of more than 12 jobs over the…

Employer Newsletters

The New Reality of Retirement: When Competing Priorities Take Over

For many workers today, saving for retirement feels almost bleak. According to the 2025 Goldman Sachs Retirement Survey, 42% of…

Employer Newsletters

How Legislation, Location, and Longevity Are Shaping Retirement Readiness

Retirement planning starts with numbers such as savings targets, contribution rates, and investment returns. These kinds of foundational metrics guide…