Everhart Advisors: Financial Insights and Resources

Employer Newsletters

Retirement Expectations vs. Reality: What Workers May be Getting Wrong

The 2026 Employee Benefit Research Institute (EBRI) and Greenwald Research Retirement Confidence Survey (RCS) finds a widening gap between what…

Employer Newsletters

Proposed DOL Rule Includes Safe Harbor for Those Weighing Plan Investment Options, Including Private Market Exposure

In March 2026, the U.S. Department of Labor (DOL) proposed a rule related to fiduciary prudence under the Employee Retirement…

Employer Newsletters

New Retirement Plan Guidance for Faith-based Employers

Faith-based organizations looking to offer retirement benefits to employees face decisions that secular employers do not, including whether their retirement…

Employee Memos

Timing Is Everything: What to Know About 401(k) Vesting

A 401(k) isn’t just a tool for your own savings. It can also help you access additional retirement support from…

Employer Newsletters

Survey: Knowledge Gap Drives Retirement Plan Nonparticipation

Among people who choose not to participate in their employer-sponsored retirement plan, many cite a lack of understanding as the…

Employer Newsletters

AI Used Widely (Though Not Always Wisely) for Retirement Planning

AI is now a copilot for everyday tasks, helping people with emails, meal planning, workout routines, and more. It’s also…

Employer Newsletters

“Retirement Security Rule” – Latest Developments

With the Department of Labor (DOL) declining to challenge industry groups’ motions for final judgment, the 2024 version of the…

Employee Memos

Market Turbulence: What History Tells Us

When global crises affect financial markets, it can be tempting to rethink your savings strategy. But history indicates that pulling…

Employer Newsletters

Study: Confidence Higher Among Target Date Fund Investors

A new survey by Voya Investment Management finds that participants who invest in target date funds (TDFs) feel significantly more…

Employer Newsletters

Lawmakers Move to Ease Form 5500 Filing Burdens

Rep. Glenn Grothman (R-Wisc.) and Rep. Donald Norcross (D-N.J.) have introduced legislation aimed at easing Form 5500 filing burdens. The…

Employer Newsletters

DOL Backs Employers in Forfeiture Litigation

The U.S. Department of Labor (DOL) is urging a federal appeals court to uphold the dismissal of a lawsuit claiming…

Employee Memos

Enhance Your Savings Strategy by Visualizing Your Ideal Future

There‘s a simple mental shift that could help you enhance your savings strategy, and it has nothing to do with…