Employer Newsletters Archives - Page 6 of 13

Employer Newsletters

Helping Employees Avoid Retirement Health Care Sticker Shock

Housing? Check. Life insurance? Check. Dining out? Check. For most retirees, these types of line items are fairly predictable and…

Employer Newsletters

IRS Issues Guidance on Student Loan Matching

Thirty percent of adults in the U.S. report having received a student loan to further their education. According to the…

Employer Newsletters

Overcoming Challenges in HR and Benefits Departments

Employees in the HR and benefits departments handle many responsibilities, such as managing a company’s health care benefits or supervising…

Employer Newsletters

The High Cost of Financial Stress in the Workplace

According to the results of a 2024 American Psychiatric Association mental health poll, 43% of adults reported higher subjective feelings…

Employer Newsletters

IRS Issues Guidance on Withdrawals for Domestic Abuse Victims

In late June, the IRS issued a notice providing critical guidance on early withdrawal penalty exemptions under the SECURE 2.0…

Employer Newsletters

The Arrival of TDFs with Annuities

With participants thinking erroneously that there is a guaranteed paycheck built into their retirement plan, the production of an “Income…

Employer Newsletters

Closing the Financial Wellness Engagement Gap

A recent survey from market intelligence firm Cerulli Associates highlights a striking disparity in the financial wellness space. According to…

Employer Newsletters

The Road to 15%: Helping Participants Navigate Toward Retirement Readiness

Many advisors recommend saving 15% of pre-tax earnings, including any employer match, to prepare for a secure retirement — but…

Employer Newsletters

Cybersecurity and How to Deal with Data Breaches as a Plan Sponsor

Retirement funds are a target for cybersecurity attacks and identity fraud more than ever before. For most people, their retirement…

Employer Newsletters

The Magic Number Gap: Bridging the Divide Between Expectations and Reality

A troubling trend has emerged in the retirement planning space: The “magic number” — or amount of money Americans believe…

Employer Newsletters

When It Comes to 401(k) Beneficiaries, Where There’s a Will There Isn’t Necessarily a Way

Beneficiary designations are a critical yet often neglected aspect of retirement plans. Many participants mistakenly believe that their retirement plan…

Employer Newsletters

Women Call for Pension Reinstatement and Care Solutions

Many women have voiced their support for the reinstatement of pension programs and government assistance in lowering the cost of…