A 2023 Vanguard study found that a quarter of participants deferred less than 4% of their income — generally below…
A technical update on the deadlines for premium payments for pension plans with plan years beginning in 2025 and later…
The Department of Labor (DOL), in partnership with the Internal Revenue Service (IRS), released a statement in November detailing disaster…
The Supreme Court has again declined to address whether ERISA disputes can be resolved through arbitration, leaving plan sponsors with…
According to a recent release, the Portability Services Network (PSN), which began with three of the biggest recordkeepers in the…
When considering short-term funding options, participants are often advised to avoid tapping into their 401(k) accounts through loans or hardship…
The U.S. Department of Labor (DOL) recently released voluntary guidance emphasizing the importance of ethical and transparent use of artificial…
Americans believe they need nearly $1.5 million to retire comfortably, a number that has soared by more than 50% since…
By the second quarter of this year, the number of “401(k) millionaires” rose 2.5% from Q1, marking a record high…
The Federal Reserve’s recent 50 basis point interest rate cut, with more reductions expected by year’s end, may leave employees…
Many plan sponsors focus on external cybersecurity threats, such as hackers attempting to breach their systems, but disgruntled employees can…
Although the costs of retirement benefits have generally decreased due to fee compression, smaller plans are still at a disadvantage….