retirement Archives - Everhart Advisors

Employer Newsletters

The Magic Number Gap: Bridging the Divide Between Expectations and Reality

A troubling trend has emerged in the retirement planning space: The “magic number” — or amount of money Americans believe…

Employer Newsletters

When It Comes to 401(k) Beneficiaries, Where There’s a Will There Isn’t Necessarily a Way

Beneficiary designations are a critical yet often neglected aspect of retirement plans. Many participants mistakenly believe that their retirement plan…

401(k)

The Hidden Costs of 401(k) Loans

The Dilemma The number of times I hear, “Taking a 401k loan is a great idea. You pay yourself back…

Employee Memos

Increase Retirement Plan Contributions Without Impacting Your Lifestyle

This month’s employee memo discusses increasing retirement plan contributions simultaneously with pay increases to minimize financial impact.