Retirement Readiness Archives - Everhart Advisors

Employer Newsletters

Household Spending Data Reveals Participant Borrowing Patterns

New data suggests individuals’ decisions to take 401(k) loans are driven less by discretionary spending needs and more by day-to-day…

Employer Newsletters

Advisor Support is Key to Driving Confidence and Outcomes Among Younger Participants

Access to an advisor tends to improve retirement confidence, according to a recent survey by the Employee Benefit Research Institute…

Employee Memos

Six Retirement Plan Benefits You Might Not Know About

When you think of the benefits of your retirement plan, tax-deferred savings and matching contributions are probably top of mind….

Employer Newsletters

Rising Markets Don’t Lift All Participants

Markets have been flirting with record highs on a regular basis, but not all employees are riding the wave toward…

Employee Memos

Road to Retirement: Should You Borrow or Keep Driving?

Before You Take a Retirement Plan Loan Know the Facts Your retirement plan may allow you to borrow from your…

Employer Newsletters

How Legislation, Location, and Longevity Are Shaping Retirement Readiness

Retirement planning starts with numbers such as savings targets, contribution rates, and investment returns. These kinds of foundational metrics guide…

Employer Newsletters

Guiding 60-Somethings Through the Final Stretch of Retirement Planning

Participants in their 60s are poised on the cusp of retirement, where every move can have big consequences. Plan sponsors…

Employer Newsletters

Stretching the Match

Summer has begun and now you can relax, right? Maybe not… this is actually a great time for you to…

Employer Newsletters

Market Turmoil Spurs Trading, but Staying Put Pays Off

The U.S. stock market suffered its worst day in five years on Friday, April 4, following President Donald Trump’s announcement…

Employee Memos

Four Basic Steps for a Successful Retirement

We understand that most retirement savers aren’t financial experts, and that can make preparing for retirement feel overwhelming. The good…

Employer Newsletters

The Retirement Planning Gap Affecting Two in Three Investors

Despite the importance of retirement planning, a staggering 67% of investors admit to spending no time at all working on…

Employer Newsletters

Helping Gen Xers Weather a Perfect Storm

Generation X — comprising those born between 1965 and 1980 — faces unique financial and social pressures that have left…