Social Security: What to Know Before You Claim

Watch the full webinar or explore key takeaways at your convenience.

Key Takeaways

When You Claim Social Security Matters

You can begin collecting Social Security benefits as early as age 62, but claiming before your full retirement age generally results in reduced monthly payments. Delaying benefits until age 70 can increase your monthly benefit amount.

Your Personal Circumstances Can Influence Your Decision

Factors such as your health, expected longevity, retirement income needs, and plans to continue working can all play a role in determining when to claim Social Security. Understanding how these factors affect your benefits can help you evaluate your options.

Spousal and Survivor Benefits Offer Additional Options

Social Security benefits are not limited to your own earnings history. Married, divorced, and widowed individuals may qualify for benefits based on a current or former spouse’s earnings record. Eligibility and benefit amounts depend on individual circumstances and when benefits are claimed.

Download Webinar Presentation

INSIGHTS

Employee Memos

Target Date Fund Basics

A target date fund (TDF) can simplify retirement investing by providing a diversified portfolio in a single fund. It automatically...

Employee Memos

MONEYMAXXING: The Social Media Trend for Making Every Dollar Work Harder

Shopping hauls and unboxing videos are familiar fares on TikTok and Instagram, but finding ways to make more of every...

Employee Memos

Financial Tools at Work Could Help You Take Control of Your Money

A little practical guidance can go a long way, whether you’re trying to make a budget, pay down debt, save...

Not Currently An EAU Member?

As an EAU member, you can join interactive sessions with industry professionals, access past webinars anytime on our Education Hub, and explore new topics monthly to deepen your financial knowledge.

Activate Your EAU Membership