Employer Newsletters Archives - Page 2 of 11

Employer Newsletters

The Part-time Participant

The SECURE Act and SECURE 2.0 have increased many part-time employees’ access to employer-sponsored retirement plans. As such, understanding the…

Employer Newsletters

Amazon Faces Allegations of Mismanaged Funds

Amazon.com Inc. and the administrative committee overseeing its 401(k) savings plan have been hit with a class-action lawsuit alleging improper…

Employer Newsletters

GAO on Crypto in 401(k)s: Risks and Oversight Challenges

Recent findings from the Government Accountability Office (GAO) highlight critical considerations for sponsors exploring cryptocurrency as a retirement plan investment…

Employer Newsletters

Why Workers Leave Matching Dollars on the Table

A 2023 Vanguard study found that a quarter of participants deferred less than 4% of their income — generally below…

Employer Newsletters

PBGC Updates Premium Deadlines for 2025 Plan Years and Beyond

A technical update on the deadlines for premium payments for pension plans with plan years beginning in 2025 and later…

Employer Newsletters

DOL and IRS Provide Hurricane Relief Guidance

The Department of Labor (DOL), in partnership with the Internal Revenue Service (IRS), released a statement in November detailing disaster…

Employer Newsletters

Supreme Court Declines Arbitration Case: What Plan Sponsors Need to Know

The Supreme Court has again declined to address whether ERISA disputes can be resolved through arbitration, leaving plan sponsors with…

Employer Newsletters

Portability Services Network Expands Impact

According to a recent release, the Portability Services Network (PSN), which began with three of the biggest recordkeepers in the…

Employer Newsletters

New 401k Rules: Balancing Access and Savings

When considering short-term funding options, participants are often advised to avoid tapping into their 401(k) accounts through loans or hardship…

Employer Newsletters

What the DOL’s AI Guidance Means for Plan Sponsors

The U.S. Department of Labor (DOL) recently released voluntary guidance emphasizing the importance of ethical and transparent use of artificial…

Employer Newsletters

What Retirement Planning Is Not

Americans believe they need nearly $1.5 million to retire comfortably, a number that has soared by more than 50% since…

Employer Newsletters

Increasing 401(k) Balances Can Lead to Overconfidence

By the second quarter of this year, the number of “401(k) millionaires” rose 2.5% from Q1, marking a record high…