Everhart Advisors, Author at Everhart Advisors

Employee Memos

Saving Goals Designed to Fit Your Personality

The start of a new year is a natural time to set fresh financial resolutions, but unfortunately most don’t last…

Firm News & Events

Everhart Advisors & Hammerman, Graf, Hughes & Company Inc. Announce Strategic Alliance

Dayton, Ohio — February 9, 2026 Hammerman, Graf, Hughes & Company, Inc. (“HGH”), a certified public accounting firm, and Everhart…

Employer Newsletters

OMB Poised to Review Proposed Rule on Paper Statements and E-disclosures

The regulatory follow-through on SECURE 2.0’s paper-statement mandate is now entering its next stage. The 2022 law includes provisions affecting…

Employer Newsletters

Savings Inertia: Moving Beyond the Default

New research has revealed some telling patterns in employee retirement plan contribution rates. According to PLANSPONSOR’s 2025 Participant Survey, nearly…

Employer Newsletters

The $100 Billion Swing Era – Managing Headline Overload

If you think capitalization swings are getting wider and more frequent, you may be right. By the end of October…

Employee Memos

You Can Now Save More in Your 401(k). See Why That Matters.

Most people don’t look forward to annual IRS announcements the same way they do the next season of their favorite…

Employer Newsletters

Advisor Support is Key to Driving Confidence and Outcomes Among Younger Participants

Access to an advisor tends to improve retirement confidence, according to a recent survey by the Employee Benefit Research Institute…

Employer Newsletters

Cybersecurity: A Top Plan Sponsor Concern

According to Escalent’s 2025 Retirement Planscape study, more than half of plan sponsors rank cybersecurity as their No. 1 “plan…

Employer Newsletters

Auto Portability: Helping Reduce 401(k) Leakage After Job Changes

The Problem: Cash‑Out Leakage and Lost Accounts American workers now hold an average of more than 12 jobs over the…

Employee Memos

Six Retirement Plan Benefits You Might Not Know About

When you think of the benefits of your retirement plan, tax-deferred savings and matching contributions are probably top of mind….

Employer Newsletters

Sponsors and Advisors: Aligning to Meet Today’s Challenges

New research from Fidelity highlights the increasing pressures many employers face as they work to guide employees toward a secure…

Employer Newsletters

IRS Issues Final Regs on Roth Mandatory Catch-ups for High Earners

The IRS has finalized regulations under SECURE 2.0 that will impact how certain participants save for retirement. Under this change,…