Everhart Advisors, Author at Everhart Advisors

Employer Newsletters

Study: Confidence Higher Among Target Date Fund Investors

A new survey by Voya Investment Management finds that participants who invest in target date funds (TDFs) feel significantly more…

Employer Newsletters

Lawmakers Move to Ease Form 5500 Filing Burdens

Rep. Glenn Grothman (R-Wisc.) and Rep. Donald Norcross (D-N.J.) have introduced legislation aimed at easing Form 5500 filing burdens. The…

Employer Newsletters

DOL Backs Employers in Forfeiture Litigation

The U.S. Department of Labor (DOL) is urging a federal appeals court to uphold the dismissal of a lawsuit claiming…

Employee Memos

Enhance Your Savings Strategy by Visualizing Your Ideal Future

There‘s a simple mental shift that could help you enhance your savings strategy, and it has nothing to do with…

Wealth Management Blogs

A New Way to Invest for Kids? Breaking Down Trump Accounts

The recently passed One Big Beautiful Bill Act (OBBBA) introduced a new type of savings vehicle that is beginning to…

Employer Newsletters

How Are Plan Sponsors Measuring Participant Success?

The ultimate proof of retirement plan participant success is in the results: whether the participant achieves a financially secure retirement….

Employer Newsletters

Employer-Supported Emergency Savings Features: Plan Sponsor Considerations

Employees, particularly those early in their careers, are worried about their ability to handle major, unexpected expenses. According to a…

Employer Newsletters

IRS Issues New Guidance on Plan Distribution Safe Harbors

When employees leave an organization, they face an important decision about their retirement savings. Do they leave them in their…

Employee Memos

401(k) Check-ins Can Help You Stay on Track

In many ways, saving through your employer-sponsored retirement plan has never been more convenient. Automatic enrollment, auto-escalating contributions, and target date funds…

Employer Newsletters

Industry Experts Debate ERISA Litigation Reform in Recent Hearing

A December 2, 2025 hearing, titled “Pension Predators: Stopping Class Action Abuse Against Workers’ Retirement,” was convened by Subcommittee Chair…

Employer Newsletters

The Unique Retirement Planning Considerations of “Single Savers”

It’s been widely reported that the marriage rate among Americans has declined sharply in recent decades. According to the Census…

Employer Newsletters

Household Spending Data Reveals Participant Borrowing Patterns

New data suggests individuals’ decisions to take 401(k) loans are driven less by discretionary spending needs and more by day-to-day…