Everhart Advisors: Financial Insights and Resources

Employer Newsletters

Retirement Savings Rate Reached an All-time High in 2025

U.S. retirement savings metrics continued to strengthen in 2025, with 45% of participants increasing their contributions and the average total…

Employer Newsletters

SECURE 2.0 Plan Amendments Are Due by Year-End

Qualified retirement plans must adopt written amendments for SECURE 2.0 changes by December 31, 2026. The deadline applies broadly, and…

Employer Newsletters

Younger Workers Look to Employers for Retirement Help

Younger employees are placing greater responsibility on employers to help them prepare for retirement, according to J.P. Morgan Asset Management’s…

Employee Memos

Financial Tools at Work Could Help You Take Control of Your Money

A little practical guidance can go a long way, whether you’re trying to make a budget, pay down debt, save…

Employer Newsletters

85% of Participants Remained Fully Invested Over a Decade

Target date funds (TDFs) are the most common qualified default investment alternative (QDIA) in 401(k) plans. At year-end 2022, more…

Employer Newsletters

Participant Data Faces Increased Regulatory Scrutiny

Retirement plan sponsors are well accustomed to fiduciary obligations around investment selection, fee reasonableness, and plan administration. Increasingly, however, another…

Employer Newsletters

Research Explores Link Between Guaranteed Income and Retirement Assets

Recent research from the Employee Benefit Research Institute (EBRI) examines how retirees’ assets change over time depending on whether or…

Employee Memos

Thinking About Retiring Early? Consider Asking Yourself These 5 Questions

For many Americans, working to or through “traditional” retirement age may be the right choice based on their goals, personality,…

Employer Newsletters

Research: Advisory Support Boosts Retirement Confidence, Lowers Stress

Resources that support informed financial decision-making can help workers navigate the complexity of retirement planning with more confidence and less…

Employer Newsletters

Women’s Savings in Focus

Recent research paints an encouraging picture of women’s financial engagement: most women are actively saving, feel confident about their finances,…

Employer Newsletters

The Boomer Delay: When Employees Don’t Retire “On Schedule”

For many employers, “retirement planning” brings to mind compliance obligations and decisions about plan designs and investment lineups. But retirement…

Employee Memos

Beyond Financial IQ: Confidence Matters

If you listen to financial podcasts, watch TikTok budgeting videos, or read investing tips from online “gurus” and still feel…