Case Pearlman

Case Pearlman provides 401(k) consulting and investment advisory services to employers and plan fiduciaries, and comprehensive wealth management services to executives, employees, and other individuals. As a fee-based Registered Investment Advisor, we provide impartial advice not tied to any product, vendor, or investment. We seek to align the priorities of our firm and those of our clients as to serve without bias.

Our Services

Plan Design Benchmarking

Creating a plan design benchmark to meet the needs of our clients while retaining their company’s culture is critical to a healthy retirement benefit program. Implementing a best practice approach with the ever-changing regulatory environment will ensure that participants have the best opportunities to saving for and or meet their retirement goals. Plan Design considerations relating to:

· Plan Sponsor and Trustees
· Service Providers
· Participants

Fiduciary Responsibility

Understanding the fiduciary responsibilities that a Plan Sponsor has when providing a voluntary retirement benefit to employees is the foundation of our advisory services. Case Pearlman frequently serves our clients as a Named Investment Fiduciary as an ERISA 3(38) Investment Manager. We assist you in meeting your fiduciary responsibilities by providing:

· Fiduciary Plan Reviews
· Trustee Training and Education
· Fee benchmarking
· Investment Policy Statements
· Advisory Services Contracts

Investment Monitoring & Selection

As an independent advisory firm, we are able to consider most any mutual fund investment option for inclusion into a plan menu. Having a clear and documented review and monitoring process is essential to providing fiduciary protections for plan sponsors and appropriate investments for participants. We utilize an objective and measurable scoring system to make objective peer to peer comparisons.

· Independent monitoring system
· Open architecture
· Investment policy Statement
· Due Diligence Documentation

Fee Benchmarking

Understanding the costs associated with providing a retirement plan benefit is a Plan Sponsor and Trustee fiduciary requirement. Having the lowest fee structure may not always be in the best interests of participants. Considerations must be made for service levels, website education and tools, notice fulfillment and financial strength of engaged service providers.

· Total Cost Analysis
· Service Provider Monitoring & Review
· Fund Expense & Share Class Education

Investment Policy Statements

Having an appropriate Investment Policy Statement is required and guides all investment decisions. It is key to creating and maintaining an appropriate investment lineup.

· Goals & Objectives
· Duties & Responsibilities
· Portfolio Selection Guidelines
· Monitoring Functionality

CEFEX

CEFEX certified firms voluntarily undertake annual audits by independent expert analysts to ensure that a “Best Practices” approach is followed.The CEFEX certification ensures that the advisor has prudent fiduciary practices in place and a culture of excellence, supported by documented and structured processes.

Certification CEFEX Brochure Industry Best Practices

CMAA

Case Pearlman provides the advisory services and plan design benchmarking for the Multiple Employer Plan (MEP) offered to Member Managed Clubs of the Club Management Association of America (CMAA). The firm is currently representing 44 Clubs in 16 States.This national program is an effective way to manage a club’s retirement plan benefits while maintaining their club culture and individual plan design.

CMAA Brochure CMAA Flyer Plan Design Participant Resources

About Case Pearlman

Independent, Registered Investment Advisor (RIA)

Being independent from any recordkeeper, product or fund company, allows us to be completely objective in plan design benchmarking, service and compliance related issues. Always doing what is in the best interest of our clients is essential to maintaining a healthy plan and client relationship. Our fee structure is totally separate from any service provider or fund company with no sharing of excess revenue or referral fees.

Serving Plan Sponsors and Employees

Our firm specializes in plan design benchmarking that meets the needs of, while preserving, the culture of our clients. Education is a cornerstone of the ongoing advisor-participant relationship which includes group and one on one engagement, risk tolerance assessments, and financial wellness topics that are specifically designed to demographic, lifestyle and retirement goal setting. 

Meet Our Team

Dennis M. Pearlman

Senior Retirement Plan Consultant

Dennis oversees the core business of retirement benefits and plan design benchmarking for the firm and is a national speaker on topics relating to the retirement plan industry. He is a graduate from the University of South Florida with a Finance and Accounting degree. Dennis and his wife Kay have three children.

Disclosure Supplement

Carson Pearlman

Relationship Manager & Wealth Manager

Carson Pearlman, a United States Airforce Veteran, joined Case Pearlman after graduating from Jacksonville University where he played Division I college football. He is a Investment Advisor Representative and works closely with retirement plans, providing reviews, education, and individual wealth management. Carson is also a Board Member of the Harlem Heights Foundation/The Heights School/Heights Land Co.

Disclosure Supplement

Contact Information

12140 Carissa Commerce Court, Suite 104
Fort Myers, FL 33966

Email: help@casepearlman.com

Office: (239) 482-8002

401(k) Participant Toll Free: (888) 880-2011

Hours: Monday-Friday 8:30-4:30 PM (EST)